Create Next App

How to Initiate Standard Fire and Special Perils Claim Procedure?

Below are the steps to initiate the claim procedure in case of standard fire and special perils policy.

After the incident, inform the insurance provider immediately by visiting their website or policy issuing office or on Toll free no

After receiving a claim request, the insurance company will send a representative to assess the damage or loss and the cause of the incident.

If the damage or loss is due to the condition listed in policy terms, then the insurance company representative will ask for an estimated amount of loss and damage.

The representative will need assistance from policyholders, too, in assessing the situation. Provide all the necessary documents to them if needed.

Submit all the relevant documents to the representative; after analysing all the documents, the insurance provider will release the claim amount.

+91 8448280124

Call to Our Experts

Documents Required for Claim Process

Documents Required for Claim Process Under Standard Fire and Special Perils. Depending on the cause of damage or loss, the documents are needed by the insurance company.

🔥

In case of fire or explosion

Duly filled and signed claim form.
Original insurance policy copy.
Police authorities gave the first information report.
Fire brigade report.
Evidence photographs or video of damaged property.
For insured products and machinery, copies of invoices.

🌪️

In case of cyclones, earthquakes, storms, etc

Duly filled and signed claim form.
Original insurance policy copy.
Newspaper cutting of incidents.
Meteorological Report.

⚠️

In case of riot, strike, malicious damage, and terrorism

Duly filled and signed claim form.
Original insurance policy copy.
Fire Brigade Report.
Police authorities gave the first information report.
Photographs or video of damaged property.
Newspaper cutting to verify the occurrence of incidents.

50+ Years Experience

In the Insurance Industry

Additional Required Documents

Fire insurance is very important coverage for protection against the loss of assets. Losses cannot be avoided but you can insure against such losses if you are smart and buy the right type of fire insurance policy.

1. Copy of the policy bond which should also include the schedule of benefits as well as any clauses which have been attached therein.

2. The fire insurance claim form should be completely filled out and signed.

3. Newspaper cutting where the instance of the fire has been reported (If available).

4. Previous claim records, if any.

5. Photographs of the damages suffered.

6. Police FIR.

7. Report of the fire brigade.

8. The forensic report, if available.

9. Final investigation report.

Policy Grace Insurance Broking Pvt. Ltd. is your trusted partner in securing a financially stable future. With a commitment to providing tailored insurance solutions, we help individuals and businesses safeguard what matters most. Backed by innovative technology and industry expertise, we make insurance simple, accessible, and reliable.